Terms and Conditions (AGB) of Kurtović Marketing

Effective Date: 14.03.2025
Business Location: Munich, Germany

Welcome to Kurtović Marketing ("Company," "we," "us," or "our"). These Terms and Conditions ("T&C") govern your use of our website https://www.kurtovicmarketing.de and any products or services provided, including but not limited to:

✔ Digital mini guides
✔ Online courses
✔ Marketing services

By accessing or purchasing from our website, you agree to abide by these T&C. If you do not agree, please do not use our services.

1. Scope of Application

These T&C apply to all customers worldwide who access, purchase, or use our services.
Regardless of your location, your use of our website and services will be governed by these T&C under German law.

Registered Business Location: Munich, Germany
Contact Email: [info@kurtovicmarketing.de]

2. Purchases & Payments

All prices are in EUR (€) and include VAT (if applicable).

Payments are securely processed through [Payment Provider Name].

Customers are responsible for providing accurate billing details.

We are not responsible for failed transactions due to incorrect information.

No Refunds for Digital Products – See Section 3.

3. No Refund Policy (Digital Products & UBC Course)

By purchasing our digital products, you acknowledge that:
✔ You waive your right of withdrawal (§356 BGB) under German consumer law.
✔ Once access is granted, the sale is final (no refunds, cancellations, or chargebacks).
✔ If you experience technical issues, you must contact [Support Email] for assistance.

Exception: If a product is defective or unavailable, we will provide a replacement.

4. Use of Products

By using our products and services, you agree:
Personal Use Only – You cannot share, resell, or redistribute our digital content.
Follow Fair Use – You may not modify or claim our materials as your own.
Respect Copyrights – All products remain the intellectual property of Kurtović Marketing.

Violations may result in account termination and legal action.

5. Intellectual Property ©️

All content, including text, images, videos, and guides, is owned by Kurtović Marketing and is protected by German copyright law (Urheberrechtsgesetz - UrhG).

Unauthorized copying, distribution, or resale is strictly prohibited.

If you wish to use our materials commercially, please email us at [info@kurtovicmarketing.de] for a licensing agreement.

6. Liability, Disclaimers & Affiliate Disclosure

We provide high-quality marketing resources, but do not guarantee specific results.
We are not liable for financial losses, technical issues, or damages resulting from using our services.
Our liability is limited to the purchase price of the product.

Affiliate Disclosure

Kurtović Marketing participates in affiliate marketing programs, meaning we may earn commissions from qualifying purchases made through links on our website. These affiliate links help support our business at no additional cost to you. We only promote products and services that align with our values and are relevant to our audience.

Exclusion of Liability:
We are not responsible for delays or failures caused by:

Technical problems beyond our control

Third-party service failures (e.g., payment processors, hosting providers, affiliate programs)

Customer misuse of our products/services

Legal Limitation: Liability for damages caused by gross negligence or intent remains unaffected (§276 BGB).

7. Data Protection & GDPR Compliance

We comply with GDPR (DSGVO in Germany) and international privacy laws.
We only collect data necessary for processing your order and improving our services.
Your data is never shared with third parties without consent.

8. Right of Withdrawal (Widerrufsrecht)

Digital Products: Under §356 BGB, customers lose their right to withdraw once the digital product has been delivered or accessed.

Physical Products (if applicable): If we sell physical goods, customers have 14 days to withdraw under German law (§355 BGB). The product must be unused and returned at the buyer’s expense.

To exercise your right of withdrawal (if applicable), contact: [info@kurtovicmarketing.de].

Customers outside the EU should check their local consumer laws, but our no-refund policy applies worldwide unless otherwise required by law.

9. Governing Law & Jurisdiction

Applicable Law: These T&C are governed by the laws of Germany .
Jurisdiction: Any disputes shall be settled in the courts of Munich, Germany.

If you have any legal concerns, please contact us at [Support Email] before taking legal action.

10. Changes to These Terms

We reserve the right to update these T&C at any time. It is your responsibility to review them periodically.

📢 Major changes will be announced via email or on our website.

📩 Contact Information

If you have any questions regarding these T&C, feel free to contact us:

📧 Email: [info@kurtovicmarketing.de]
🌍 Website: https://www.kurtovicmarketing.de

Thank you for choosing Kurtović Marketing!

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